Natural hazards · Buck

Buck, OH natural hazards

Most of the natural-hazard damage FEMA expects in Buck comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 13 claims here since 2006. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Buck?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Buck to be higher than in 61% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes8%Cold waves7%Strong wind6%Everything else13%

By hazard

What Buck faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Above average · higher than 73% of U.S. places

Cold waves

7% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 5 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Buck flood?

Every paid claim on a federal flood insurance policy in Buck, from FEMA’s records.

13paid claims since 2006

$281Kpaid to owners

0homes flooded more than once

20062026

Biggest named events

Late winter storms: 5 claims, $141K

of all homes
are insured

No community discount. Buck isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hardin County.

Disasters that hit Buck

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Buck itself: aid to households, or repair grants to the Township of Buck.

Brought FEMA money into BuckDeclared for Hardin County only

2004

Severe Winter Storms, Flooding, and Mudslides

$9K to the Township of Buck for repairs

Hardin County has had 9 natural disasters declared since 1953, most often severe storms and winter storms.

Around Buck

Buck and the towns around it

Very lowLowModerateHighVery high

Buckmostly inland floodingHigh

Kentonmostly inland floodingHigh

Lynnmostly inland floodingModerate

Halemostly inland floodingModerate

Taylor Creekmostly inland floodingModerate

Dudleymostly inland floodingModerate

Cessnamostly inland floodingModerate

Pleasantmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Buck covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Buck’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Buck. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Buck total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.