Natural hazards · Dudley

Dudley, OH natural hazards

Most of the natural-hazard damage FEMA expects in Dudley comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dudley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dudley to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding65%Tornadoes8%Cold waves7%Strong wind6%Everything else14%

By hazard

What Dudley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 11 years in the area

Cold waves

7% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 5 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dudley flood?

FEMA's records show no paid flood insurance claims in Dudley.

of all homes
are insured

No community discount. Dudley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hardin County.

Disasters that hit Dudley

Federal disasters declared here

None of the disasters declared for Hardin County shows FEMA aid or repair money reaching Dudley itself in FEMA’s records.

Brought FEMA money into DudleyDeclared for Hardin County only

Hardin County has had 9 natural disasters declared since 1953, most often severe storms and winter storms.

Around Dudley

Dudley and the towns around it

Very lowLowModerateHighVery high

Bowling Greenmostly inland floodingHigh

Montgomerymostly inland floodingHigh

Buckmostly inland floodingHigh

Dudleymostly inland floodingModerate

Halemostly inland floodingModerate

Goshenmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dudley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Dudley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Dudley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.