Natural hazards · Lynn

Lynn, OH natural hazards

Most of the natural-hazard damage FEMA expects in Lynn comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lynn?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lynn to be higher than in 53% of U.S. communities, mostly from inland flooding.

Inland flooding58%Cold waves10%Strong wind9%Tornadoes8%Lightning5%Everything else10%

By hazard

What Lynn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once a year in the area

Cold waves

10% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 5 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 14 years in the area

Lightning

5% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lynn flood?

FEMA's records show no paid flood insurance claims in Lynn.

of all homes
are insured

No community discount. Lynn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hardin County.

Disasters that hit Lynn

Federal disasters declared here

None of the disasters declared for Hardin County shows FEMA aid or repair money reaching Lynn itself in FEMA’s records.

Brought FEMA money into LynnDeclared for Hardin County only

Hardin County has had 9 natural disasters declared since 1953, most often severe storms and winter storms.

Around Lynn

Lynn and the towns around it

Very lowLowModerateHighVery high

Buckmostly inland floodingHigh

Lynnmostly inland floodingModerate

McDonaldmostly inland floodingModerate

Taylor Creekmostly inland floodingModerate

Cessnamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lynn is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lynn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lynn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.