Natural hazards · Berkshire

Berkshire, OH natural hazards

Most of the natural-hazard damage FEMA expects in Berkshire comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Berkshire?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Berkshire to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding72%Tornadoes11%Everything else18%

By hazard

What Berkshire faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 94 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Berkshire flood?

FEMA's records show no paid flood insurance claims in Berkshire.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Berkshire isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Delaware County.

Disasters that hit Berkshire

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Berkshire itself: aid to households, or repair grants to the Township of Berkshire.

Brought FEMA money into BerkshireDeclared for Delaware County only

2008

Record Snow and Near Record Snow

$3K to the Township of Berkshire for repairs

2004

Snow

$2K to the Township of Berkshire for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$2K to the Township of Berkshire for repairs

Delaware County has had 12 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Berkshire

Berkshire and the towns around it

Very lowLowModerateHighVery high

Trentonmostly inland floodingModerate

Kingstonmostly inland floodingModerate

Genoamostly inland floodingLow

Orangemostly inland floodingLow

Berkshiremostly inland floodingLow

Sunburymostly inland floodingLow

Berlinmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Berkshire covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Berkshire’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Berkshire. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Berkshire total about $3.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.