Natural hazards · Genoa

Genoa, OH natural hazards

Most of the natural-hazard damage FEMA expects in Genoa comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2015. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Genoa?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Genoa to be higher than in 37% of U.S. communities, mostly from inland flooding.

Inland flooding72%Tornadoes11%Everything else17%

By hazard

What Genoa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 70% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Genoa flood?

Every paid claim on a federal flood insurance policy in Genoa, from FEMA’s records.

2paid claims since 2015

$10Kpaid to owners

0homes flooded more than once

20152026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Genoa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Delaware County.

Disasters that hit Genoa

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Genoa itself: aid to households, or repair grants to the Township of Genoa.

Brought FEMA money into GenoaDeclared for Delaware County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$85K to the Township of Genoa for repairs

2008

Record Snow and Near Record Snow

$32K to the Township of Genoa for repairs

2004

Snow

$16K to the Township of Genoa for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$11K to the Township of Genoa for repairs

Delaware County has had 12 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Genoa

Genoa and the towns around it

Very lowLowModerateHighVery high

Blendonmostly inland floodingHigh

Harlemmostly inland floodingModerate

Genoamostly inland floodingLow

Orangemostly inland floodingLow

Westervillemostly inland floodingLow

Berkshiremostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Genoa covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Genoa’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Genoa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Genoa total about $8.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.