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Natural hazards · Trenton

Trenton, OH natural hazards

Most of the natural-hazard damage FEMA expects in Trenton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2002. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Trenton?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trenton to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding78%Tornadoes8%Everything else14%
By hazard

What Trenton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

8% of expected damage
Above average · higher than 70% of U.S. places
Recorded about once every 63 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Trenton flood?

Every paid claim on a federal flood insurance policy in Trenton, from FEMA’s records.

2paid claims since 2002
$19Kpaid to owners
0homes flooded more than once
20022026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Trenton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Delaware County.
Disasters that hit Trenton

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Trenton itself: aid to households, or repair grants to the Township of Trenton.

Brought FEMA money into TrentonDeclared for Delaware County only
2008

Severe Wind Storm Associated With Tropical Depression Ike

$2K to the Township of Trenton for repairs
2008

Record Snow and Near Record Snow

$1K to the Township of Trenton for repairs
2004

Snow

$1K to the Township of Trenton for repairs
2003

Severe Winter Storm and Record/Near Record Snow

$1K to the Township of Trenton for repairs
Delaware County has had 12 natural disasters declared since 1953, most often severe storms and tornadoes.
Around Trenton

Trenton and the towns around it

Sunbury: Low, mostly inland floodingPorter: Moderate, mostly inland floodingBerkshire: Low, mostly inland floodingHartford: Low, mostly inland floodingHarlem: Moderate, mostly inland floodingGalena: Low, mostly inland floodingKingston: Moderate, mostly inland floodingBennington: Moderate, mostly inland floodingHilliar: Low, mostly inland floodingBerlin: Low, mostly inland floodingGenoa: Low, mostly inland floodingOrange: Low, mostly inland floodingBennington: Low, mostly inland floodingMonroe: Low, mostly inland floodingPlain: Low, mostly inland floodingTrenton: Moderate, mostly inland flooding TrentonSunburyPorterBerkshireHartfordHarlem
Very lowLowModerateHighVery high
Trentonmostly inland floodingModerate
Harlemmostly inland floodingModerate
Portermostly inland floodingModerate
Sunburymostly inland floodingLow
Berkshiremostly inland floodingLow
Hartfordmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trenton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Trenton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Trenton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Trenton total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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