Natural hazards · Mad River

Mad River, OH natural hazards

Most of the natural-hazard damage FEMA expects in Mad River comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 11 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mad River?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mad River to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes12%Everything else20%

By hazard

What Mad River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 72% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mad River flood?

Every paid claim on a federal flood insurance policy in Mad River, from FEMA’s records.

11paid claims since 1980

$172Kpaid to owners

0homes flooded more than once

19802026

Biggest named events

Late winter storms: 1 claim, $7K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mad River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clark County.

Disasters that hit Mad River

Federal disasters declared here

None of the disasters declared for Clark County shows FEMA aid or repair money reaching Mad River itself in FEMA’s records.

Brought FEMA money into Mad RiverDeclared for Clark County only

Clark County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

Around Mad River

Mad River and the towns around it

Very lowLowModerateHighVery high

Holiday Valleymostly inland floodingModerate

Springfieldmostly inland floodingLow

Mad Rivermostly inland floodingLow

Springfieldmostly inland floodingLow

Bethelmostly inland floodingLow

Miamimostly inland floodingLow

Greenmostly inland floodingVery low

Bathmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mad River covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Mad River’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Mad River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mad River total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.