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Natural hazards · Anderson

Anderson, OH natural hazards

Most of the natural-hazard damage FEMA expects in Anderson comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 45 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Anderson?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Anderson to be higher than in 22% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes22%Heat waves11%Cold waves7%Everything else6%
By hazard

What Anderson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

22% of expected damage
Well above average · higher than 88% of U.S. places

Heat waves

11% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 6 times a year in the area

Cold waves

7% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Anderson flood?

Every paid claim on a federal flood insurance policy in Anderson, from FEMA’s records.

45paid claims since 1978
$548Kpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Central U.S. April Flooding: 17 claims, $376K
  • Not a named storm: 6 claims, $14K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Anderson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hamilton County.
Disasters that hit Anderson

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Anderson itself: aid to households, or repair grants to the Township of Anderson.

Brought FEMA money into AndersonDeclared for Hamilton County only
2018

Severe Storms, Landslides, and Mudslides

$87K to the Township of Anderson for repairs
2008

Severe Wind Storm Associated With Tropical Depression Ike

$236K to the Township of Anderson for repairs
2004

Snow

$47K to the Township of Anderson for repairs
Hamilton County has had 15 natural disasters declared since 1953, most often severe storms and floods.
Around Anderson

Anderson and the towns around it

Cincinnati: Low, mostly inland floodingColumbia: Low, mostly inland floodingTurpin Hills: Low, mostly inland floodingSalem Heights: Low, mostly inland floodingColdstream: Moderate, mostly inland floodingTerrace Park: High, mostly inland floodingSherwood: Very low, mostly inland floodingFruit Hill: Low, mostly inland floodingMariemont: High, mostly inland floodingUnion: Very low, mostly inland floodingPierce: Very low, mostly inland floodingDelhi: Very low, mostly inland floodingSpringfield: Low, mostly inland floodingGreen: Low, mostly inland floodingMiami: Moderate, mostly inland floodingFinneytown: Low, mostly inland floodingAddyston: Moderate, mostly inland floodingDelhi Hills: Very low, mostly inland floodingMonfort Heights: Very low, mostly inland floodingFairfax: Moderate, mostly inland floodingNorth College Hill: Low, mostly inland floodingThe Village of Indian Hill: Low, mostly inland floodingMadeira: Very low, mostly inland floodingMadison Place: Moderate, mostly inland floodingSilverton: Very low, mostly inland floodingPlainville: Moderate, mostly inland floodingRidgewood: Low, mostly inland floodingKenwood: Very low, mostly inland floodingAmberley: Low, mostly inland floodingDry Run: Low, mostly inland floodingNewtown: Low, mostly inland floodingForestville: Very low, mostly inland floodingMilford: Moderate, mostly inland floodingMiami: Very low, mostly inland floodingStonelick: Very low, mostly inland floodingBatavia: Very low, mostly inland floodingWithamsville: Very low, mostly inland floodingOhio: Very high, mostly inland floodingNew Richmond: Very high, mostly inland floodingAmelia: Very low, mostly inland floodingMonroe: Low, mostly inland floodingAnderson: Low, mostly inland flooding AndersonCincinnatiColumbiaTurpin HillsSalem HeightsColdstreamTerrace ParkSherwoodFruit HillMariemontUnionPierce
Very lowLowModerateHighVery high
Mariemontmostly inland floodingHigh
Terrace Parkmostly inland floodingHigh
Coldstreammostly inland floodingModerate
Turpin Hillsmostly inland floodingLow
Columbiamostly inland floodingLow
Cincinnatimostly inland floodingLow
Andersonmostly inland floodingLow
Salem Heightsmostly inland floodingLow
Fruit Hillmostly inland floodingLow
Sherwoodmostly inland floodingVery low
Piercemostly inland floodingVery low
Unionmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Anderson covers 8 census tracts, combined by population.
Money that reached townFlood claims are matched to Anderson’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Anderson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Anderson total about $11.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Anderson, OHHamilton CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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