Natural hazards · Terrace Park

Terrace Park, OH natural hazards

Most of the natural-hazard damage FEMA expects in Terrace Park comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 10 claims here since 2001. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Terrace Park?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Terrace Park to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding77%Tornadoes11%Heat waves5%Everything else6%

By hazard

What Terrace Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 88% of U.S. places

Heat waves

5% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Terrace Park flood?

Every paid claim on a federal flood insurance policy in Terrace Park, from FEMA’s records.

10paid claims since 2001

$123Kpaid to owners

2homes flooded more than once

20012026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Terrace Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

Disasters that hit Terrace Park

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Terrace Park itself: aid to households, or repair grants to the Village of Terrace Park.

Brought FEMA money into Terrace ParkDeclared for Hamilton County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$38K to the Village of Terrace Park for repairs

2001

Severe Storms and Flooding

$61K to the Village of Terrace Park for repairs

Hamilton County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Terrace Park

Terrace Park and the towns around it

Very lowLowModerateHighVery high

Terrace Parkmostly inland floodingHigh

Milfordmostly inland floodingModerate

The Village of Indian Hillmostly inland floodingLow

Columbiamostly inland floodingLow

Andersonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Terrace Park is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Terrace Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Terrace Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.