Natural hazards · Fruit Hill

Fruit Hill, OH natural hazards

Most of the natural-hazard damage FEMA expects in Fruit Hill comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fruit Hill?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fruit Hill to be higher than in 20% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes23%Heat waves13%Cold waves9%Everything else7%

By hazard

What Fruit Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 88% of U.S. places

Heat waves

13% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 6 times a year in the area

Cold waves

9% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fruit Hill flood?

FEMA's records show no paid flood insurance claims in Fruit Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fruit Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

Disasters that hit Fruit Hill

Federal disasters declared here

None of the disasters declared for Hamilton County shows FEMA aid or repair money reaching Fruit Hill itself in FEMA’s records.

Brought FEMA money into Fruit HillDeclared for Hamilton County only

Hamilton County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Fruit Hill

Fruit Hill and the towns around it

Very lowLowModerateHighVery high

Cincinnatimostly inland floodingLow

Andersonmostly inland floodingLow

Fruit Hillmostly inland floodingLow

Salem Heightsmostly inland floodingLow

Sherwoodmostly inland floodingVery low

Forestvillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fruit Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fruit Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to Fruit Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.