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Natural hazards · Yorkshire

Yorkshire, NY natural hazards

Most of the natural-hazard damage FEMA expects in Yorkshire comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1992. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Yorkshire?

47
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yorkshire to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding82%Tornadoes6%Everything else12%
By hazard

What Yorkshire faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

6% of expected damage
Below average · higher than 40% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Yorkshire flood?

Every paid claim on a federal flood insurance policy in Yorkshire, from FEMA’s records.

2paid claims since 1992
$13Kpaid to owners
1homes flooded more than once
19922026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Yorkshire isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cattaraugus County.
Disasters that hit Yorkshire

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Yorkshire itself: aid to households, or repair grants to the Town of Yorkshire.

Brought FEMA money into YorkshireDeclared for Cattaraugus County only
2009

Severe Storms and Flooding

1 household applied for aid $949 aid approved $1.3M to the Town of Yorkshire for repairs
2004

Severe Storms and Flooding

$3K to the Town of Yorkshire for repairs
2001

Snow

$13K to the Town of Yorkshire for repairs
2000

Snow

$6K to the Town of Yorkshire for repairs
2000

Severe Storms and Flooding

$49K to the Town of Yorkshire for repairs
1999

Snow

$4K to the Town of Yorkshire for repairs
Cattaraugus County has had 20 natural disasters declared since 1953, most often winter storms and severe storms.
Around Yorkshire

Yorkshire and the towns around it

Sardinia: Low, mostly inland floodingAshford: High, mostly inland floodingMachias: High, mostly inland floodingFreedom: High, mostly inland floodingHolland: Moderate, mostly inland floodingConcord: Low, mostly inland floodingArcade: Very high, mostly inland floodingColden: High, mostly inland floodingEast Otto: High, mostly inland floodingEllicottville: High, mostly inland floodingFarmersville: High, mostly inland floodingFranklinville: High, mostly inland floodingCenterville: High, mostly inland floodingRushford: Moderate, mostly inland floodingArcade: Very high, mostly inland floodingYorkshire: Moderate, mostly inland flooding YorkshireSardiniaAshfordMachiasFreedom
Very lowLowModerateHighVery high
Machiasmostly inland floodingHigh
Freedommostly inland floodingHigh
Ashfordmostly inland floodingHigh
Yorkshiremostly inland floodingModerate
Sardiniamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yorkshire covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Yorkshire’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Yorkshire. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Yorkshire total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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