Natural hazards · Wilton

Wilton, NY natural hazards

Most of the natural-hazard damage FEMA expects in Wilton comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2016. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wilton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wilton to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding69%Tornadoes8%Everything else23%

By hazard

What Wilton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Below average · higher than 37% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wilton flood?

Every paid claim on a federal flood insurance policy in Wilton, from FEMA’s records.

1paid claims since 2016

$4Kpaid to owners

0homes flooded more than once

20162026

of all homes
are insured

No community discount. Wilton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Saratoga County.

Disasters that hit Wilton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wilton itself: aid to households, or repair grants to the Town of Wilton.

Brought FEMA money into WiltonDeclared for Saratoga County only

2019

Severe Storms, Straight-Line Winds, and Flooding

$15K to the Town of Wilton for repairs

2017

Severe Winter Storm and Snowstorm

$48K to the Town of Wilton for repairs

2011

Hurricane Irene

$8K to the Town of Wilton for repairs

2008

Severe Winter Storm

$149K to the Town of Wilton for repairs

2004

Severe Storms and Flooding

$180K to the Town of Wilton for repairs

2002

Snowstorms

$18K to the Town of Wilton for repairs

Saratoga County has had 15 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Wilton

Wilton and the towns around it

Very lowLowModerateHighVery high

Corinthmostly inland floodingModerate

Greenfieldmostly inland floodingLow

Saratoga Springsmostly inland floodingVery low

Wiltonmostly inland floodingVery low

Northumberlandmostly inland floodingVery low

Moreaumostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wilton covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Wilton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wilton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wilton total about $3.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.