Natural hazards · Greenfield

Greenfield, NY natural hazards

Most of the natural-hazard damage FEMA expects in Greenfield comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1980. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Greenfield?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greenfield to be higher than in 33% of U.S. communities, mostly from inland flooding.

Inland flooding75%Tornadoes8%Everything else17%

By hazard

What Greenfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Below average · higher than 38% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Greenfield flood?

Every paid claim on a federal flood insurance policy in Greenfield, from FEMA’s records.

1paid claims since 1980

$24Kpaid to owners

0homes flooded more than once

19802026

Biggest named events

Not a named storm: 1 claim, $24K

of all homes
are insured

No community discount. Greenfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Saratoga County.

Disasters that hit Greenfield

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Greenfield itself: aid to households, or repair grants to the Town of Greenfield.

Brought FEMA money into GreenfieldDeclared for Saratoga County only

2019

Severe Storms, Straight-Line Winds, and Flooding

$78K to the Town of Greenfield for repairs

2017

Severe Winter Storm and Snowstorm

$38K to the Town of Greenfield for repairs

2011

Hurricane Irene

$26K to the Town of Greenfield for repairs

2004

Severe Storms and Flooding

$314K to the Town of Greenfield for repairs

2002

Snowstorms

$16K to the Town of Greenfield for repairs

Saratoga County has had 15 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Greenfield

Greenfield and the towns around it

Very lowLowModerateHighVery high

Miltonmostly inland floodingModerate

Corinthmostly inland floodingModerate

Greenfieldmostly inland floodingLow

Providencemostly inland floodingLow

Saratoga Springsmostly inland floodingVery low

Wiltonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greenfield covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Greenfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Greenfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Greenfield total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.