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Natural hazards · Moreau

Moreau, NY natural hazards

Most of the natural-hazard damage FEMA expects in Moreau comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 6 claims here since 1998. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Moreau?

9
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moreau to be higher than in 9% of U.S. communities, mostly from inland flooding.

Inland flooding67%Tornadoes8%Cold waves6%Hurricanes5%Everything else15%
By hazard

What Moreau faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Below average · higher than 26% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

8% of expected damage
Below average · higher than 32% of U.S. places

Cold waves

6% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

5% of expected damage
Above average · higher than 64% of U.S. places
Recorded about once every 25 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Moreau flood?

Every paid claim on a federal flood insurance policy in Moreau, from FEMA’s records.

6paid claims since 1998
$109Kpaid to owners
0homes flooded more than once
19982026
of all homes
are insured
No community discount. Moreau isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Saratoga County.
Disasters that hit Moreau

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moreau itself: aid to households, or repair grants to the Town of Moreau.

Brought FEMA money into MoreauDeclared for Saratoga County only
2017

Severe Winter Storm and Snowstorm

$25K to the Town of Moreau for repairs
2011

Hurricane Irene

$89K to the Town of Moreau for repairs
2002

Snowstorms

$13K to the Town of Moreau for repairs
Saratoga County has had 15 natural disasters declared since 1953, most often winter storms and hurricanes.
Around Moreau

Moreau and the towns around it

Queensbury: Low, mostly inland floodingFort Edward: Low, mostly inland floodingLake Luzerne: High, mostly inland floodingGlens Falls: Very low, mostly inland floodingFort Edward: Moderate, mostly inland floodingSouth Glens Falls: Very low, mostly inland floodingHudson Falls: Very low, mostly inland floodingKingsbury: Very low, mostly inland floodingNorthumberland: Very low, mostly inland floodingWilton: Very low, mostly inland floodingCorinth: Moderate, mostly inland floodingLake George: Low, mostly inland floodingFort Ann: Low, mostly inland floodingBolton: Low, mostly inland floodingArgyle: Very low, mostly inland floodingGreenwich: Moderate, mostly inland floodingHadley: High, mostly inland floodingCorinth: Moderate, mostly inland floodingWarrensburg: Moderate, mostly inland floodingHartford: Low, mostly inland floodingSaratoga: High, mostly inland floodingSaratoga Springs: Very low, mostly inland floodingGreenfield: Low, mostly inland floodingEdinburg: Low, mostly inland floodingMoreau: Very low, mostly inland flooding MoreauQueensburyFort EdwardLake LuzerneGlens FallsFort EdwardSouth Glens FallsHudson FallsKingsburyNorthumberlandWiltonCorinth
Very lowLowModerateHighVery high
Lake Luzernemostly inland floodingHigh
Fort Edwardmostly inland floodingModerate
Corinthmostly inland floodingModerate
Fort Edwardmostly inland floodingLow
Queensburymostly inland floodingLow
Wiltonmostly inland floodingVery low
South Glens Fallsmostly inland floodingVery low
Glens Fallsmostly inland floodingVery low
Hudson Fallsmostly inland floodingVery low
Northumberlandmostly inland floodingVery low
Kingsburymostly inland floodingVery low
Moreaumostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moreau covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Moreau’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Moreau. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Moreau total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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