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Natural hazards · Wilson

Wilson, NY natural hazards

Most of the natural-hazard damage FEMA expects in Wilson comes from inland flooding, and overall the risk is very low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wilson?

7
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wilson to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding75%Cold waves6%Everything else19%
By hazard

What Wilson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage
Below average · higher than 26% of U.S. places
Recorded about once a year in the area

Cold waves

6% of expected damage
Below average · higher than 48% of U.S. places
Recorded about 3 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wilson flood?

FEMA's records show no paid flood insurance claims in Wilson.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Wilson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Niagara County.
Disasters that hit Wilson

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wilson itself: aid to households, or repair grants to the Town of Wilson.

Brought FEMA money into WilsonDeclared for Niagara County only
2022

Severe Winter Storm and Snowstorm

$37K to the Town of Wilson for repairs
2017

Flooding

$178K to the Town of Wilson for repairs
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$6K to the Town of Wilson for repairs
2001

Snow

$3K to the Town of Wilson for repairs
2000

Severe Storms and Flooding

$33K to the Town of Wilson for repairs
1999

Snow

$3K to the Town of Wilson for repairs
Niagara County has had 19 natural disasters declared since 1953, most often winter storms and floods.
Around Wilson

Wilson and the towns around it

Newfane: Very low, mostly inland floodingCambria: Very low, mostly inland floodingPorter: Very low, mostly inland floodingWilson: Very low, mostly inland floodingHartland: Very low, mostly inland floodingSomerset: Very low, mostly inland floodingLockport: Moderate, mostly inland floodingLewiston: Very low, mostly inland floodingWheatfield: High, mostly inland floodingYoungstown: Low, mostly inland floodingWilson: Very low, mostly inland flooding WilsonNewfaneCambriaPorterWilson
Very lowLowModerateHighVery high
Cambriamostly inland floodingVery low
Portermostly inland floodingVery low
Wilsonmostly inland floodingVery low
Newfanemostly inland floodingVery low
Wilsonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wilson covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Wilson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wilson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wilson total about $967K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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