Natural hazards · Wilson

Wilson, NY natural hazards

Most of the natural-hazard damage FEMA expects in Wilson comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2012. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wilson?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wilson to be higher than in 1% of U.S. communities, mostly from inland flooding.

Inland flooding70%Cold waves8%Tornadoes6%Everything else17%

By hazard

What Wilson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about once a year in the area

Cold waves

8% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 26% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wilson flood?

Every paid claim on a federal flood insurance policy in Wilson, from FEMA’s records.

1paid claims since 2012

$54Kpaid to owners

0homes flooded more than once

20122026

Biggest named events

Hurricane Sandy: 1 claim, $54K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wilson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Niagara County.

Disasters that hit Wilson

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wilson itself: aid to households, or repair grants to the Village of Wilson.

Brought FEMA money into WilsonDeclared for Niagara County only

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$10K to the Village of Wilson for repairs

2004

Severe Storms and Flooding

1 household applied for aid

1999

Snow

$4K to the Village of Wilson for repairs

Niagara County has had 19 natural disasters declared since 1953, most often winter storms and floods.

Around Wilson

Wilson and the towns around it

Very lowLowModerateHighVery high

Wilsonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wilson covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wilson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Wilson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wilson total about $163K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.