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Natural hazards · Newfane

Newfane, NY natural hazards

Most of the natural-hazard damage FEMA expects in Newfane comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 1986. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Newfane?

7
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Newfane to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding76%Cold waves6%Everything else18%
By hazard

What Newfane faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Below average · higher than 27% of U.S. places
Recorded about once a year in the area

Cold waves

6% of expected damage
Below average · higher than 48% of U.S. places
Recorded about 3 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Newfane flood?

Every paid claim on a federal flood insurance policy in Newfane, from FEMA’s records.

5paid claims since 1986
$27Kpaid to owners
1homes flooded more than once
19862026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Newfane isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Niagara County.

What’s been done with FEMA grants

1buildings floodproofed
Disasters that hit Newfane

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Newfane itself: aid to households, or repair grants to the Town of Newfane.

Brought FEMA money into NewfaneDeclared for Niagara County only
2022

Severe Winter Storm and Snowstorm

$19K to the Town of Newfane for repairs
2017

Flooding

$178K to the Town of Newfane for repairs
2004

Severe Storms and Flooding

1 household applied for aid
2001

Snow

$9K to the Town of Newfane for repairs
2000

Severe Storms and Flooding

$339K to the Town of Newfane for repairs
1999

Snow

$6K to the Town of Newfane for repairs
Niagara County has had 19 natural disasters declared since 1953, most often winter storms and floods.
Around Newfane

Newfane and the towns around it

Wilson: Very low, mostly inland floodingHartland: Very low, mostly inland floodingSomerset: Very low, mostly inland floodingLockport: Moderate, mostly inland floodingCambria: Very low, mostly inland floodingPorter: Very low, mostly inland floodingWilson: Very low, mostly inland floodingRoyalton: Very low, mostly inland floodingRidgeway: Very low, mostly inland floodingYates: Low, mostly inland floodingClarence: Low, mostly inland floodingPendleton: High, mostly inland floodingNewfane: Very low, mostly inland flooding NewfaneWilsonHartlandSomersetLockport
Very lowLowModerateHighVery high
Lockportmostly inland floodingModerate
Hartlandmostly inland floodingVery low
Newfanemostly inland floodingVery low
Wilsonmostly inland floodingVery low
Somersetmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Newfane covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Newfane’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Newfane. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Newfane total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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