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Natural hazards · Wawayanda

Wawayanda, NY natural hazards

Most of the natural-hazard damage FEMA expects in Wawayanda comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 10 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wawayanda?

17
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wawayanda to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding56%Hurricanes13%Drought8%Cold waves7%Everything else17%
By hazard

What Wawayanda faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Below average · higher than 28% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

13% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 12 years in the area

Drought

8% of expected damage
Recorded about 2 times a year in the area

Cold waves

7% of expected damage
Below average · higher than 35% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wawayanda flood?

Every paid claim on a federal flood insurance policy in Wawayanda, from FEMA’s records.

10paid claims since 1978
$119Kpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Hurricane Irene: 4 claims, $96K
  • April 2007 Nor'easter: 2 claims, $5K
  • Vermont/New York Flooding: 1 claim, $6K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Wawayanda isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orange County.
Disasters that hit Wawayanda

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wawayanda itself: aid to households, or repair grants to the Town of Wawayanda.

Brought FEMA money into WawayandaDeclared for Orange County only
2023

Severe Storms and Flooding

$338K to the Town of Wawayanda for repairs
2011

Remnants of Tropical Storm Lee

$91K to the Town of Wawayanda for repairs
2011

Hurricane Irene

$74K to the Town of Wawayanda for repairs
2005

Severe Storms and Flooding

$55K to the Town of Wawayanda for repairs
2003

Snow

$23K to the Town of Wawayanda for repairs
2002

Snowstorms

$16K to the Town of Wawayanda for repairs
Orange County has had 27 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Wawayanda

Wawayanda and the towns around it

Goshen: Very low, mostly inland floodingMinisink: Low, mostly inland floodingWarwick: Moderate, mostly inland floodingMiddletown: Low, mostly inland floodingGreenville: Very low, mostly inland floodingWallkill: Very low, mostly inland floodingMount Hope: Very low, mostly inland floodingFlorida: Low, mostly inland floodingChester: Low, mostly inland floodingHamptonburgh: Low, mostly inland floodingBlooming Grove: Low, mostly inland floodingChester: Very low, mostly inland floodingTuxedo: Moderate, mostly inland floodingTuxedo: Moderate, mostly inland floodingVernon: Low, mostly inland floodingWest Milford: High, mostly inland floodingRingwood: High, mostly inland floodingDeerpark: High, mostly inland floodingMamakating: Moderate, mostly inland floodingBloomingburg: Low, mostly inland floodingCrawford: Low, mostly inland floodingMontgomery: Low, mostly inland floodingWawayanda: Very low, mostly inland flooding WawayandaGoshenMinisinkWarwickMiddletownGreenvilleWallkillMount Hope
Very lowLowModerateHighVery high
Warwickmostly inland floodingModerate
Minisinkmostly inland floodingLow
Middletownmostly inland floodingLow
Wawayandamostly inland floodingVery low
Mount Hopemostly inland floodingVery low
Wallkillmostly inland floodingVery low
Greenvillemostly inland floodingVery low
Goshenmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wawayanda covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Wawayanda’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wawayanda. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wawayanda total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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