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Natural hazards · Mount Hope

Mount Hope, NY natural hazards

Most of the natural-hazard damage FEMA expects in Mount Hope comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 6 claims here since 2007. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mount Hope?

17
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Hope to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding61%Hurricanes11%Cold waves9%Tornadoes6%Everything else14%
By hazard

What Mount Hope faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage
Below average · higher than 33% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

11% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 15 years in the area

Cold waves

9% of expected damage
Below average · higher than 35% of U.S. places
Recorded about once a year in the area

Tornadoes

6% of expected damage
Below average · higher than 31% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mount Hope flood?

Every paid claim on a federal flood insurance policy in Mount Hope, from FEMA’s records.

6paid claims since 2007
$72Kpaid to owners
1homes flooded more than once
20072026

Biggest named events

  • Hurricane Irene: 3 claims, $53K
  • April 2007 Nor'easter: 1 claim, $11K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Mount Hope isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orange County.
Disasters that hit Mount Hope

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Hope itself: aid to households, or repair grants to the Town of Mount Hope.

Brought FEMA money into Mount HopeDeclared for Orange County only
2012

Hurricane Sandy

$86K to the Town of Mount Hope for repairs
2011

Hurricane Irene

$118K to the Town of Mount Hope for repairs
2010

Severe Storms and Flooding

$16K to the Town of Mount Hope for repairs
2007

Severe Storms and Inland and Coastal Flooding

$217K to the Town of Mount Hope for repairs
2005

Severe Storms and Flooding

$209K to the Town of Mount Hope for repairs
2004

Tropical Depression Ivan

$60K to the Town of Mount Hope for repairs
2004

Severe Storms and Flooding

$17K to the Town of Mount Hope for repairs
2003

Snow

$18K to the Town of Mount Hope for repairs
2002

Snowstorms

$15K to the Town of Mount Hope for repairs
1999

Hurricane Floyd Major Disaster Declarations

$14K to the Town of Mount Hope for repairs
Orange County has had 27 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Mount Hope

Mount Hope and the towns around it

Mamakating: Moderate, mostly inland floodingDeerpark: High, mostly inland floodingWallkill: Very low, mostly inland floodingWawayanda: Very low, mostly inland floodingGreenville: Very low, mostly inland floodingShawangunk: Low, mostly inland floodingCrawford: Low, mostly inland floodingBloomingburg: Low, mostly inland floodingFallsburg: Low, mostly inland floodingThompson: Very low, mostly inland floodingForestburgh: Low, mostly inland floodingWawarsing: High, mostly inland floodingPort Jervis: Very high, mostly inland floodingLumberland: Low, mostly inland floodingWestfall: Very high, mostly inland floodingMiddletown: Low, mostly inland floodingHamptonburgh: Low, mostly inland floodingMontgomery: Low, mostly inland floodingGoshen: Very low, mostly inland floodingMinisink: Low, mostly inland floodingWarwick: Moderate, mostly inland floodingMount Hope: Very low, mostly inland flooding Mount HopeMamakatingDeerparkWallkillWawayandaGreenville
Very lowLowModerateHighVery high
Deerparkmostly inland floodingHigh
Mamakatingmostly inland floodingModerate
Mount Hopemostly inland floodingVery low
Wawayandamostly inland floodingVery low
Wallkillmostly inland floodingVery low
Greenvillemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Hope covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Mount Hope’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mount Hope. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mount Hope total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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