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Natural hazards · Minisink

Minisink, NY natural hazards

Most of the natural-hazard damage FEMA expects in Minisink comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1978. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Minisink?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Minisink to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding62%Hurricanes12%Cold waves7%Everything else19%
By hazard

What Minisink faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

12% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 13 years in the area

Cold waves

7% of expected damage
Below average · higher than 35% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Minisink flood?

Every paid claim on a federal flood insurance policy in Minisink, from FEMA’s records.

6paid claims since 1978
$32Kpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Hurricane Irene: 2 claims, $19K
  • Not a named storm: 1 claim, $3K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Minisink isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orange County.
Disasters that hit Minisink

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Minisink itself: aid to households, or repair grants to the Town of Minisink.

Brought FEMA money into MinisinkDeclared for Orange County only
2023

Severe Storms and Flooding

$624K to the Town of Minisink for repairs
2021

Remnants of Hurricane Ida

$2.7M to the Town of Minisink for repairs
2012

Hurricane Sandy

$28K to the Town of Minisink for repairs
2011

Remnants of Tropical Storm Lee

$79K to the Town of Minisink for repairs
2011

Hurricane Irene

$194K to the Town of Minisink for repairs
2007

Severe Storms and Inland and Coastal Flooding

$137K to the Town of Minisink for repairs
2005

Severe Storms and Flooding

$6K to the Town of Minisink for repairs
2004

Tropical Depression Ivan

$213K to the Town of Minisink for repairs
2004

Severe Storms and Flooding

$2K to the Town of Minisink for repairs
2003

Snow

$13K to the Town of Minisink for repairs
2002

Snowstorms

$25K to the Town of Minisink for repairs
Orange County has had 27 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Minisink

Minisink and the towns around it

Wawayanda: Very low, mostly inland floodingWarwick: Moderate, mostly inland floodingGreenville: Very low, mostly inland floodingGoshen: Very low, mostly inland floodingMiddletown: Low, mostly inland floodingWallkill: Very low, mostly inland floodingMount Hope: Very low, mostly inland floodingFlorida: Low, mostly inland floodingTuxedo: Moderate, mostly inland floodingTuxedo: Moderate, mostly inland floodingVernon: Low, mostly inland floodingChester: Low, mostly inland floodingWest Milford: High, mostly inland floodingRingwood: High, mostly inland floodingDeerpark: High, mostly inland floodingMinisink: Low, mostly inland flooding MinisinkWawayandaWarwickGreenville
Very lowLowModerateHighVery high
Warwickmostly inland floodingModerate
Minisinkmostly inland floodingLow
Wawayandamostly inland floodingVery low
Greenvillemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Minisink covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Minisink’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Minisink. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Minisink total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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