Natural hazards · Ward

Ward, NY natural hazards

Most of the natural-hazard damage FEMA expects in Ward comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ward?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ward to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%

By hazard

What Ward faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ward flood?

FEMA's records show no paid flood insurance claims in Ward.

of all homes
are insured

No community discount. Ward isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allegany County.

Disasters that hit Ward

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ward itself: aid to households, or repair grants to the Town of Ward.

Brought FEMA money into WardDeclared for Allegany County only

2000

Severe Storms and Flooding

$10K to the Town of Ward for repairs

Allegany County has had 20 natural disasters declared since 1953, most often floods and severe storms.

Around Ward

Ward and the towns around it

Very lowLowModerateHighVery high

Sciomostly inland floodingVery high

Amitymostly inland floodingVery high

Andovermostly inland floodingVery high

Wardmostly inland floodingHigh

West Almondmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ward is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ward’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ward. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.