Natural hazards · Amity

Amity, NY natural hazards

Most of the natural-hazard damage FEMA expects in Amity comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 7 claims here since 1985. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Amity?

87
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Amity to be higher than in 87% of U.S. communities, mostly from inland flooding.

Inland flooding90%Everything else10%
By hazard

What Amity faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

90% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Amity flood?

Every paid claim on a federal flood insurance policy in Amity, from FEMA’s records.

7paid claims since 1985
$367Kpaid to owners
2homes flooded more than once
19852026

Biggest named events

  • Hurricane Sandy: 3 claims, $316K
  • Hurricane Gloria: 1 claim, $2K
  • Torrential rain: 1 claim, $33K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured
No community discount. Amity isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Allegany County.
Disasters that hit Amity

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Amity itself: aid to households, or repair grants to the Town of Amity.

Brought FEMA money into AmityDeclared for Allegany County only
2021

Remnants of Tropical Storm Fred

$151K to the Town of Amity for repairs
2014

Severe Storms and Flooding

$42K to the Town of Amity for repairs
2003

Severe Storms, Flooding, and Tornadoes

$102K to the Town of Amity for repairs
2000

Severe Storms and Flooding

$16K to the Town of Amity for repairs
Allegany County has had 20 natural disasters declared since 1953, most often floods and severe storms.
Around Amity

Amity and the towns around it

Friendship: Very high, mostly inland floodingScio: Very high, mostly inland floodingAngelica: Very high, mostly inland floodingWard: High, mostly inland floodingBelfast: Very high, mostly inland floodingCuba: High, mostly inland floodingWirt: High, mostly inland floodingWellsville: Very high, mostly inland floodingAlma: Very high, mostly inland floodingAndover: Very high, mostly inland floodingWest Almond: High, mostly inland floodingAllen: Very high, mostly inland floodingAmity: Very high, mostly inland flooding AmityFriendshipScioAngelicaWard
Very lowLowModerateHighVery high
Sciomostly inland floodingVery high
Amitymostly inland floodingVery high
Friendshipmostly inland floodingVery high
Angelicamostly inland floodingVery high
Wardmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Amity covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Amity’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Amity. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Amity total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01