TownTapestry
Sign inJoin
ScioGood morning
Natural hazards · Scio

Scio, NY natural hazards

Most of the natural-hazard damage FEMA expects in Scio comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 12 claims here since 1981. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Scio?

89
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scio to be higher than in 89% of U.S. communities, mostly from inland flooding.

Inland flooding93%Everything else8%
By hazard

What Scio faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

93% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Scio flood?

Every paid claim on a federal flood insurance policy in Scio, from FEMA’s records.

12paid claims since 1981
$49Kpaid to owners
0homes flooded more than once
19812026
of all homes
are insured
No community discount. Scio isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Allegany County.
Disasters that hit Scio

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Scio itself: aid to households, or repair grants to the Town of Scio.

Brought FEMA money into ScioDeclared for Allegany County only
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$469K to the Town of Scio for repairs
2004

Severe Storms and Flooding

$96K to the Town of Scio for repairs
2003

Severe Storms, Flooding, and Tornadoes

15 households applied for aid $5K aid approved $168K to the Town of Scio for repairs
2000

Severe Storms and Flooding

$92K to the Town of Scio for repairs
Allegany County has had 20 natural disasters declared since 1953, most often floods and severe storms.
Around Scio

Scio and the towns around it

Wellsville: Very high, mostly inland floodingAmity: Very high, mostly inland floodingAlma: Very high, mostly inland floodingWirt: High, mostly inland floodingWard: High, mostly inland floodingAndover: Very high, mostly inland floodingWilling: Very high, mostly inland floodingIndependence: Very high, mostly inland floodingFriendship: Very high, mostly inland floodingAngelica: Very high, mostly inland floodingBolivar: High, mostly inland floodingClarksville: High, mostly inland floodingWest Almond: High, mostly inland floodingGreenwood: High, mostly inland floodingAlfred: High, mostly inland floodingScio: Very high, mostly inland flooding ScioWellsvilleAmityAlmaWirtWardAndover
Very lowLowModerateHighVery high
Sciomostly inland floodingVery high
Amitymostly inland floodingVery high
Wellsvillemostly inland floodingVery high
Almamostly inland floodingVery high
Andovermostly inland floodingVery high
Wirtmostly inland floodingHigh
Wardmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scio covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Scio’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Scio. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Scio total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Scio, NYAllegany CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Scio is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map