Natural hazards · Veteran

Veteran, NY natural hazards

Most of the natural-hazard damage FEMA expects in Veteran comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Veteran?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Veteran to be higher than in 45% of U.S. communities, mostly from inland flooding.

Inland flooding76%Tornadoes7%Drought5%Everything else12%

By hazard

What Veteran faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once every 60 years in the area

Drought

5% of expected damage

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Veteran flood?

Every paid claim on a federal flood insurance policy in Veteran, from FEMA’s records.

2paid claims since 1978

$5Kpaid to owners

0homes flooded more than once

19782026

of all homes
are insured

No community discount. Veteran isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chemung County.

Disasters that hit Veteran

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Veteran itself: aid to households, or repair grants to the Town of Veteran.

Brought FEMA money into VeteranDeclared for Chemung County only

2018

Severe Storms and Flooding

$91K to the Town of Veteran for repairs

Chemung County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Veteran

Veteran and the towns around it

Very lowLowModerateHighVery high

Catharinemostly inland floodingModerate

Montourmostly inland floodingModerate

Cayutamostly inland floodingModerate

Veteranmostly inland floodingModerate

Catlinmostly inland floodingModerate

Horseheadsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Veteran is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Veteran’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Veteran. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.