Natural hazards · Montour

Montour, NY natural hazards

Most of the natural-hazard damage FEMA expects in Montour comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2018. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Montour?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Montour to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding81%Everything else19%

By hazard

What Montour faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Montour flood?

Every paid claim on a federal flood insurance policy in Montour, from FEMA’s records.

1paid claims since 2018

$21Kpaid to owners

0homes flooded more than once

20182026

of all homes
are insured

No community discount. Montour isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Schuyler County.

Disasters that hit Montour

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Montour itself: aid to households, or repair grants to the Town of Montour.

Brought FEMA money into MontourDeclared for Schuyler County only

2018

Severe Storms and Flooding

$124K to the Town of Montour for repairs

2003

Severe Storms, Flooding, and Tornadoes

$13K to the Town of Montour for repairs

Schuyler County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Montour

Montour and the towns around it

Very lowLowModerateHighVery high

Montourmostly inland floodingModerate

Catharinemostly inland floodingModerate

Veteranmostly inland floodingModerate

Dixmostly inland floodingLow

Watkins Glenmostly inland floodingLow

Hectormostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Montour is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Montour’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Montour. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.