Natural hazards · Catlin

Catlin, NY natural hazards

Most of the natural-hazard damage FEMA expects in Catlin comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2003. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Catlin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Catlin to be higher than in 45% of U.S. communities, mostly from inland flooding.

Inland flooding76%Tornadoes7%Drought5%Everything else12%

By hazard

What Catlin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once every 60 years in the area

Drought

5% of expected damage

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Catlin flood?

Every paid claim on a federal flood insurance policy in Catlin, from FEMA’s records.

2paid claims since 2003

$30Kpaid to owners

1homes flooded more than once

20032026

Biggest named events

Tropical Storm Lee: 1 claim, $26K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Catlin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chemung County.

Disasters that hit Catlin

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Catlin itself: aid to households, or repair grants to the Town of Catlin.

Brought FEMA money into CatlinDeclared for Chemung County only

2018

Severe Storms and Flooding

$126K to the Town of Catlin for repairs

Chemung County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Catlin

Catlin and the towns around it

Very lowLowModerateHighVery high

Hornbymostly inland floodingModerate

Catlinmostly inland floodingModerate

Veteranmostly inland floodingModerate

Dixmostly inland floodingLow

Big Flatsmostly inland floodingLow

Horseheadsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Catlin covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Catlin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Catlin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Catlin total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.