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Natural hazards · Stony Point

Stony Point, NY natural hazards

Most of the natural-hazard damage FEMA expects in Stony Point comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 77 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Stony Point?

37
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stony Point to be higher than in 37% of U.S. communities, mostly from inland flooding.

Inland flooding71%Cold waves5%Everything else24%
By hazard

What Stony Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 3 times a year in the area

Cold waves

5% of expected damage
Below average · higher than 30% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

TsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Stony Point flood?

Every paid claim on a federal flood insurance policy in Stony Point, from FEMA’s records.

77paid claims since 1979
$3.3Mpaid to owners
5homes flooded more than once
19792026

Biggest named events

  • Hurricane Sandy: 28 claims, $2.6M
  • Hurricane Irene: 10 claims, $215K
  • Not a named storm: 6 claims, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Stony Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rockland County.
Disasters that hit Stony Point

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stony Point itself: aid to households, or repair grants to the Town of Stony Point.

Brought FEMA money into Stony PointDeclared for Rockland County only
2023

Severe Storms and Flooding

$556K to the Town of Stony Point for repairs
2021

Remnants of Hurricane Ida

55 households applied for aid $170K aid approved
2020

Tropical Storm Isaias

$47K to the Town of Stony Point for repairs
2012

Hurricane Sandy

274 households applied for aid $1.4M aid approved $1.1M to the Town of Stony Point for repairs
2011

Hurricane Irene

113 households applied for aid $291K aid approved $654K to the Town of Stony Point for repairs
2010

Severe Winter Storm and Snowstorm

$51K to the Town of Stony Point for repairs
2010

Severe Storms and Flooding

$84K to the Town of Stony Point for repairs
2007

Severe Storms and Inland and Coastal Flooding

26 households applied for aid $11K aid approved
2003

Snow

$37K to the Town of Stony Point for repairs
1999

Hurricane Floyd Major Disaster Declarations

$520K to the Town of Stony Point for repairs
Rockland County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Stony Point

Stony Point and the towns around it

Haverstraw: Moderate, mostly inland floodingCortlandt: Very low, mostly inland floodingPeekskill: Low, mostly inland floodingHighlands: Moderate, mostly inland floodingBuchanan: Very low, mostly inland floodingPhilipstown: Moderate, mostly inland floodingHaverstraw: Moderate, mostly inland floodingClarkstown: Very low, mostly inland floodingCroton-on-Hudson: Very low, mostly inland floodingRamapo: Low, mostly inland floodingOssining: Very low, mostly inland floodingOssining: Very low, mostly inland floodingYorktown: Very low, mostly inland floodingNew Castle: Very low, mostly inland floodingCornwall: Moderate, mostly inland floodingWoodbury: Very low, mostly inland floodingWoodbury: Very low, mostly inland floodingPutnam Valley: Low, mostly inland floodingFishkill: Low, mostly inland floodingKent: Very low, mostly inland floodingStony Point: Low, mostly inland flooding Stony PointHaverstrawCortlandtPeekskillHighlandsBuchananPhilipstown
Very lowLowModerateHighVery high
Highlandsmostly inland floodingModerate
Haverstrawmostly inland floodingModerate
Philipstownmostly inland floodingModerate
Stony Pointmostly inland floodingLow
Peekskillmostly inland floodingLow
Cortlandtmostly inland floodingVery low
Buchananmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stony Point covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Stony Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stony Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stony Point total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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