Natural hazards · Peekskill

Peekskill, NY natural hazards

Most of the natural-hazard damage FEMA expects in Peekskill comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 32 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Peekskill?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Peekskill to be higher than in 20% of U.S. communities, mostly from inland flooding.

Inland flooding66%Cold waves8%Hurricanes7%Strong wind5%Everything else14%

By hazard

What Peekskill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 4 times a year in the area

Cold waves

8% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Hurricanes

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 7 years in the area

Strong wind

5% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 5 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Peekskill flood?

Every paid claim on a federal flood insurance policy in Peekskill, from FEMA’s records.

32paid claims since 1978

$506Kpaid to owners

5homes flooded more than once

19782026

Biggest named events

Not a named storm: 2 claims, $2K
Hurricane Sandy: 2 claims, $199K
Hurricane Floyd: 2 claims, $17K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Peekskill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Westchester County.

Disasters that hit Peekskill

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Peekskill itself: aid to households, or repair grants to the City of Peekskill.

Brought FEMA money into PeekskillDeclared for Westchester County only

2021

Remnants of Hurricane Ida

80 households applied for aid $51K aid approved

2012

Hurricane Sandy

54 households applied for aid $19K aid approved $87K to the City of Peekskill for repairs

2011

Hurricane Irene

53 households applied for aid $113K aid approved $66K to the City of Peekskill for repairs

2007

Severe Storms and Inland and Coastal Flooding

10 households applied for aid $3K aid approved

2005

Severe Storms and Flooding

$1.5M to the City of Peekskill for repairs

2003

Snow

$51K to the City of Peekskill for repairs

1999

Hurricane Floyd Major Disaster Declarations

$1.7M to the City of Peekskill for repairs

Westchester County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

Around Peekskill

Peekskill and the towns around it

Very lowLowModerateHighVery high

Stony Pointmostly inland floodingLow

Peekskillmostly inland floodingLow

Cortlandtmostly inland floodingVery low

Buchananmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Peekskill covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Peekskill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Peekskill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Peekskill total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.