Natural hazards · Springwater

Springwater, NY natural hazards

Most of the natural-hazard damage FEMA expects in Springwater comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1993. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springwater?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springwater to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding71%Tornadoes6%Cold waves5%Everything else17%

By hazard

What Springwater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Below average · higher than 33% of U.S. places

Cold waves

5% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springwater flood?

Every paid claim on a federal flood insurance policy in Springwater, from FEMA’s records.

4paid claims since 1993

$39Kpaid to owners

0homes flooded more than once

19932026

of all homes
are insured

No community discount. Springwater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Livingston County.

Disasters that hit Springwater

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Springwater itself: aid to households, or repair grants to the Town of Springwater.

Brought FEMA money into SpringwaterDeclared for Livingston County only

2014

Severe Storms and Flooding

$115K to the Town of Springwater for repairs

2003

Severe Storms, Flooding, and Tornadoes

2 households applied for aid $1K aid approved

2003

Ice Storm

$9K to the Town of Springwater for repairs

1999

Snow

$7K to the Town of Springwater for repairs

Livingston County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Springwater

Springwater and the towns around it

Very lowLowModerateHighVery high

Naplesmostly inland floodingHigh

Conesusmostly inland floodingHigh

Spartamostly inland floodingHigh

Waylandmostly inland floodingLow

Springwatermostly inland floodingLow

Canadicemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springwater covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Springwater’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Springwater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Springwater total about $434K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.