Natural hazards · Wayland

Wayland, NY natural hazards

Most of the natural-hazard damage FEMA expects in Wayland comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1993. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wayland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wayland to be higher than in 33% of U.S. communities, mostly from inland flooding.

Inland flooding77%Tornadoes5%Everything else18%

By hazard

What Wayland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 31% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wayland flood?

Every paid claim on a federal flood insurance policy in Wayland, from FEMA’s records.

2paid claims since 1993

$3Kpaid to owners

0homes flooded more than once

19932026

of all homes
are insured

No community discount. Wayland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Steuben County.

Disasters that hit Wayland

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wayland itself: aid to households, or repair grants to the Town of Wayland.

Brought FEMA money into WaylandDeclared for Steuben County only

2000

Severe Storms and Flooding

$29K to the Town of Wayland for repairs

Steuben County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Wayland

Wayland and the towns around it

Very lowLowModerateHighVery high

Dansvillemostly inland floodingModerate

Fremontmostly inland floodingModerate

Cohoctonmostly inland floodingModerate

North Dansvillemostly inland floodingModerate

Waylandmostly inland floodingLow

Springwatermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wayland covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wayland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wayland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wayland total about $955K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.