Natural hazards · Sparta

Sparta, NY natural hazards

Most of the natural-hazard damage FEMA expects in Sparta comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2014. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sparta?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sparta to be higher than in 61% of U.S. communities, mostly from inland flooding.

Inland flooding82%Everything else18%

By hazard

What Sparta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sparta flood?

Every paid claim on a federal flood insurance policy in Sparta, from FEMA’s records.

1paid claims since 2014

$10Kpaid to owners

0homes flooded more than once

20142026

of all homes
are insured

No community discount. Sparta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Livingston County.

Disasters that hit Sparta

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sparta itself: aid to households, or repair grants to the Town of Sparta.

Brought FEMA money into SpartaDeclared for Livingston County only

2014

Severe Storms and Flooding

$30K to the Town of Sparta for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$43K to the Town of Sparta for repairs

2003

Severe Storms, Flooding, and Tornadoes

$41K to the Town of Sparta for repairs

2003

Ice Storm

$8K to the Town of Sparta for repairs

1999

Snow

$9K to the Town of Sparta for repairs

Livingston County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Sparta

Sparta and the towns around it

Very lowLowModerateHighVery high

Conesusmostly inland floodingHigh

Spartamostly inland floodingHigh

West Spartamostly inland floodingHigh

Grovelandmostly inland floodingModerate

North Dansvillemostly inland floodingModerate

Springwatermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sparta is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sparta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sparta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.