Natural hazards · Salisbury

Salisbury, NY natural hazards

Most of the natural-hazard damage FEMA expects in Salisbury comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 2019. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Salisbury?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Salisbury to be higher than in 37% of U.S. communities, mostly from inland flooding.

Inland flooding81%Everything else19%

By hazard

What Salisbury faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Salisbury flood?

Every paid claim on a federal flood insurance policy in Salisbury, from FEMA’s records.

4paid claims since 2019

$369Kpaid to owners

0homes flooded more than once

20192026

of all homes
are insured

No community discount. Salisbury isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Herkimer County.

Disasters that hit Salisbury

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Salisbury itself: aid to households, or repair grants to the Town of Salisbury.

Brought FEMA money into SalisburyDeclared for Herkimer County only

2019

Severe Storms, Straight-Line Winds, and Flooding

$3.2M to the Town of Salisbury for repairs

2017

Severe Winter Storm and Snowstorm

$19K to the Town of Salisbury for repairs

2013

Severe Storms and Flooding

$57K to the Town of Salisbury for repairs

2006

Severe Storms and Flooding

1 household applied for aid $205K to the Town of Salisbury for repairs

2002

Snowstorms

$13K to the Town of Salisbury for repairs

2000

Severe Storms and Flooding

$247K to the Town of Salisbury for repairs

Herkimer County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Salisbury

Salisbury and the towns around it

Very lowLowModerateHighVery high

Stratfordmostly inland floodingHigh

Oppenheimmostly inland floodingHigh

Ohiomostly inland floodingModerate

Norwaymostly inland floodingModerate

Fairfieldmostly inland floodingModerate

Morehousemostly inland floodingModerate

Manheimmostly inland floodingLow

Salisburymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Salisbury covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Salisbury’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Salisbury. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Salisbury total about $816K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.