TownTapestry
Sign inJoin
MorehouseGood afternoon
Natural hazards · Morehouse

Morehouse, NY natural hazards

Most of the natural-hazard damage FEMA expects in Morehouse comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Morehouse?

44
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morehouse to be higher than in 44% of U.S. communities, mostly from inland flooding.

Inland flooding85%Cold waves5%Everything else10%
By hazard

What Morehouse faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once a year in the area

Cold waves

5% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Morehouse flood?

FEMA's records show no paid flood insurance claims in Morehouse.

of all homes
are insured
No community discount. Morehouse isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hamilton County.
Disasters that hit Morehouse

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Morehouse itself: aid to households, or repair grants to the Town of Morehouse.

Brought FEMA money into MorehouseDeclared for Hamilton County only
2019

Severe Storms, Straight-Line Winds, and Flooding

$209K to the Town of Morehouse for repairs
2011

Hurricane Irene

$1K to the Town of Morehouse for repairs
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$25K to the Town of Morehouse for repairs
2006

Severe Storms and Flooding

$7K to the Town of Morehouse for repairs
2004

Severe Storms and Flooding

$6K to the Town of Morehouse for repairs
Hamilton County has had 13 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Morehouse

Morehouse and the towns around it

Inlet: High, mostly inland floodingArietta: Moderate, mostly inland floodingOhio: Moderate, mostly inland floodingSalisbury: Low, mostly inland floodingLong Lake: High, mostly inland floodingWebb: Moderate, mostly inland floodingLake Pleasant: Moderate, mostly inland floodingCaroga: Moderate, mostly inland floodingIndian Lake: Moderate, mostly inland floodingWells: Very high, mostly inland floodingStratford: High, mostly inland floodingSpeculator: Moderate, mostly inland floodingRussia: Moderate, mostly inland floodingNorway: Moderate, mostly inland floodingForestport: Moderate, mostly inland floodingOppenheim: High, mostly inland floodingFairfield: Moderate, mostly inland floodingManheim: Low, mostly inland floodingMorehouse: Moderate, mostly inland flooding MorehouseInletAriettaOhioSalisbury
Very lowLowModerateHighVery high
Inletmostly inland floodingHigh
Ohiomostly inland floodingModerate
Morehousemostly inland floodingModerate
Ariettamostly inland floodingModerate
Salisburymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morehouse is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Morehouse’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Morehouse. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Morehouse, NYHamilton CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Morehouse is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map