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Natural hazards · Manheim

Manheim, NY natural hazards

Most of the natural-hazard damage FEMA expects in Manheim comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Manheim?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Manheim to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%
By hazard

What Manheim faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Manheim flood?

Every paid claim on a federal flood insurance policy in Manheim, from FEMA’s records.

8paid claims since 1979
$144Kpaid to owners
1homes flooded more than once
19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Manheim isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Herkimer County.
Disasters that hit Manheim

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Manheim itself: aid to households, or repair grants to the Town of Manheim.

Brought FEMA money into ManheimDeclared for Herkimer County only
2019

Severe Storms, Straight-Line Winds, and Flooding

$389K to the Town of Manheim for repairs
2017

Severe Winter Storm and Snowstorm

$6K to the Town of Manheim for repairs
2013

Severe Storms and Flooding

$10K to the Town of Manheim for repairs
2006

Severe Storms and Flooding

$211K to the Town of Manheim for repairs
2002

Snowstorms

$4K to the Town of Manheim for repairs
2000

Severe Storms and Flooding

$16K to the Town of Manheim for repairs
Herkimer County has had 19 natural disasters declared since 1953, most often severe storms and floods.
Around Manheim

Manheim and the towns around it

Oppenheim: High, mostly inland floodingSt. Johnsville: High, mostly inland floodingDanube: Low, mostly inland floodingLittle Falls: Moderate, mostly inland floodingDolgeville: Low, mostly inland floodingSalisbury: Low, mostly inland floodingFairfield: Moderate, mostly inland floodingStratford: High, mostly inland floodingEphratah: High, mostly inland floodingMinden: Very high, mostly inland floodingPalatine: Moderate, mostly inland floodingStark: Low, mostly inland floodingLittle Falls: Low, mostly inland floodingNorway: Moderate, mostly inland floodingMorehouse: Moderate, mostly inland floodingOhio: Moderate, mostly inland floodingHerkimer: Moderate, mostly inland floodingNewport: Moderate, mostly inland floodingManheim: Low, mostly inland flooding ManheimOppenheimSt. JohnsvilleDanubeLittle FallsDolgevilleSalisburyFairfield
Very lowLowModerateHighVery high
St. Johnsvillemostly inland floodingHigh
Oppenheimmostly inland floodingHigh
Fairfieldmostly inland floodingModerate
Little Fallsmostly inland floodingModerate
Manheimmostly inland floodingLow
Dolgevillemostly inland floodingLow
Salisburymostly inland floodingLow
Danubemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Manheim covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Manheim’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Manheim. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Manheim total about $623K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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