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Natural hazards · Lexington

Lexington, NY natural hazards

Most of the natural-hazard damage FEMA expects in Lexington comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 46 claims here since 1980. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lexington?

78
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lexington to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%
By hazard

What Lexington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lexington flood?

Every paid claim on a federal flood insurance policy in Lexington, from FEMA’s records.

46paid claims since 1980
$1.2Mpaid to owners
8homes flooded more than once
19802026

Biggest named events

  • Hurricane Irene: 16 claims, $753K
  • Hurricane Floyd: 5 claims, $86K
  • Torrential rain: 4 claims, $32K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Lexington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Greene County.

What’s been done with FEMA grants

4flood-prone properties bought out and cleared
Disasters that hit Lexington

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lexington itself: aid to households, or repair grants to the Town of Lexington.

Brought FEMA money into LexingtonDeclared for Greene County only
2017

Severe Winter Storm and Snowstorm

$20K to the Town of Lexington for repairs
2012

Hurricane Sandy

$8K to the Town of Lexington for repairs
2011

Hurricane Irene

52 households applied for aid $212K aid approved $766K to the Town of Lexington for repairs
2008

Severe Winter Storm

$48K to the Town of Lexington for repairs
2005

Severe Storms and Flooding

$386K to the Town of Lexington for repairs
2003

Snow

$5K to the Town of Lexington for repairs
2002

Snowstorms

$13K to the Town of Lexington for repairs
2000

Severe Storms and Flooding

$37K to the Town of Lexington for repairs
1999

Hurricane Floyd Major Disaster Declarations

$31K to the Town of Lexington for repairs
Greene County has had 22 natural disasters declared since 1953, most often severe storms and winter storms.
Around Lexington

Lexington and the towns around it

Jewett: High, mostly inland floodingAshland: Very high, mostly inland floodingHunter: High, mostly inland floodingHalcott: High, mostly inland floodingShandaken: Very high, mostly inland floodingPrattsville: Very high, mostly inland floodingWindham: High, mostly inland floodingCairo: Moderate, mostly inland floodingConesville: Moderate, mostly inland floodingCatskill: Moderate, mostly inland floodingWoodstock: Moderate, mostly inland floodingRoxbury: High, mostly inland floodingMiddletown: High, mostly inland floodingOlive: Moderate, mostly inland floodingHardenburgh: High, mostly inland floodingDenning: High, mostly inland floodingLexington: High, mostly inland flooding LexingtonJewettAshlandHunterHalcottShandakenPrattsville
Very lowLowModerateHighVery high
Shandakenmostly inland floodingVery high
Ashlandmostly inland floodingVery high
Prattsvillemostly inland floodingVery high
Lexingtonmostly inland floodingHigh
Jewettmostly inland floodingHigh
Halcottmostly inland floodingHigh
Huntermostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lexington covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Lexington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lexington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lexington total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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