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Natural hazards · Pomfret

Pomfret, NY natural hazards

Most of the natural-hazard damage FEMA expects in Pomfret comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1981. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Pomfret?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pomfret to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding74%Tornadoes8%Cold waves6%Everything else12%
By hazard

What Pomfret faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

8% of expected damage
Below average · higher than 34% of U.S. places

Cold waves

6% of expected damage
Below average · higher than 49% of U.S. places
Recorded about 4 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pomfret flood?

Every paid claim on a federal flood insurance policy in Pomfret, from FEMA’s records.

7paid claims since 1981
$91Kpaid to owners
0homes flooded more than once
19812026
of all homes
are insured
No community discount. Pomfret isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chautauqua County.
Disasters that hit Pomfret

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pomfret itself: aid to households, or repair grants to the Town of Pomfret.

Brought FEMA money into PomfretDeclared for Chautauqua County only
2014

Severe Winter Storm, Snowstorm, and Flooding

$11K to the Town of Pomfret for repairs
2013

Severe Storms and Flooding

$28K to the Town of Pomfret for repairs
2009

Severe Storms and Flooding

$27K to the Town of Pomfret for repairs
2005

Severe Storms and Flooding

$12K to the Town of Pomfret for repairs
2004

Severe Storms and Flooding

$36K to the Town of Pomfret for repairs
2001

Snow

$14K to the Town of Pomfret for repairs
2000

Snow

$6K to the Town of Pomfret for repairs
1999

Snow

$6K to the Town of Pomfret for repairs
Chautauqua County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.
Around Pomfret

Pomfret and the towns around it

Portland: Low, mostly inland floodingDunkirk: Very low, mostly inland floodingArkwright: Moderate, mostly inland floodingSheridan: Very low, mostly inland floodingFredonia: Low, mostly inland floodingStockton: High, mostly inland floodingWestfield: Very low, mostly inland floodingDunkirk: Very low, mostly inland floodingVillenova: Moderate, mostly inland floodingCharlotte: Moderate, mostly inland floodingHanover: Moderate, mostly inland floodingSilver Creek: Moderate, mostly inland floodingChautauqua: Moderate, mostly inland floodingEllery: High, mostly inland floodingPomfret: Low, mostly inland flooding PomfretPortlandDunkirkArkwrightSheridanFredoniaStockton
Very lowLowModerateHighVery high
Stocktonmostly inland floodingHigh
Arkwrightmostly inland floodingModerate
Fredoniamostly inland floodingLow
Portlandmostly inland floodingLow
Pomfretmostly inland floodingLow
Dunkirkmostly inland floodingVery low
Sheridanmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pomfret covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Pomfret’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pomfret. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pomfret total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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