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Natural hazards · Fredonia

Fredonia, NY natural hazards

Most of the natural-hazard damage FEMA expects in Fredonia comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 78 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fredonia?

28
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fredonia to be higher than in 28% of U.S. communities, mostly from inland flooding.

Inland flooding74%Tornadoes8%Cold waves6%Everything else11%
By hazard

What Fredonia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

8% of expected damage
Below average · higher than 34% of U.S. places

Cold waves

6% of expected damage
Below average · higher than 49% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fredonia flood?

Every paid claim on a federal flood insurance policy in Fredonia, from FEMA’s records.

78paid claims since 1978
$767Kpaid to owners
11homes flooded more than once
19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured
No community discount. Fredonia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chautauqua County.
Disasters that hit Fredonia

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fredonia itself: aid to households, or repair grants to the Village of Fredonia.

Brought FEMA money into FredoniaDeclared for Chautauqua County only
2014

Severe Winter Storm, Snowstorm, and Flooding

$21K to the Village of Fredonia for repairs
2009

Severe Storms and Flooding

2 households applied for aid $922 aid approved
2005

Severe Storms and Flooding

$121K to the Village of Fredonia for repairs
2004

Severe Storms and Flooding

$15K to the Village of Fredonia for repairs
2001

Snow

$23K to the Village of Fredonia for repairs
2000

Snow

$8K to the Village of Fredonia for repairs
1999

Snow

$12K to the Village of Fredonia for repairs
Chautauqua County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.
Around Fredonia

Fredonia and the towns around it

Pomfret: Low, mostly inland floodingPortland: Low, mostly inland floodingDunkirk: Very low, mostly inland floodingArkwright: Moderate, mostly inland floodingSheridan: Very low, mostly inland floodingStockton: High, mostly inland floodingFredonia: Low, mostly inland flooding FredoniaPomfret
Very lowLowModerateHighVery high
Fredoniamostly inland floodingLow
Pomfretmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fredonia covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Fredonia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fredonia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fredonia total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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