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Natural hazards · Sheridan

Sheridan, NY natural hazards

Most of the natural-hazard damage FEMA expects in Sheridan comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 9 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sheridan?

8
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sheridan to be higher than in 8% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes9%Cold waves7%Strong wind5%Everything else9%
By hazard

What Sheridan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Below average · higher than 28% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

9% of expected damage
Below average · higher than 34% of U.S. places

Cold waves

7% of expected damage
Below average · higher than 49% of U.S. places
Recorded about 4 times a year in the area

Strong wind

5% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 2 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sheridan flood?

Every paid claim on a federal flood insurance policy in Sheridan, from FEMA’s records.

9paid claims since 1979
$133Kpaid to owners
2homes flooded more than once
19792026

Biggest named events

  • Late summer storms: 1 claim, $80K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Sheridan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chautauqua County.
Disasters that hit Sheridan

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sheridan itself: aid to households, or repair grants to the Town of Sheridan.

Brought FEMA money into SheridanDeclared for Chautauqua County only
2019

Severe Storms, Straight-Line Winds, and Flooding

$43K to the Town of Sheridan for repairs
2014

Severe Winter Storm, Snowstorm, and Flooding

$10K to the Town of Sheridan for repairs
2014

Severe Storms and Flooding

$17K to the Town of Sheridan for repairs
2009

Severe Storms and Flooding

2 households applied for aid $60K to the Town of Sheridan for repairs
2005

Severe Storms and Flooding

$252K to the Town of Sheridan for repairs
2001

Snow

$9K to the Town of Sheridan for repairs
2000

Snow

$3K to the Town of Sheridan for repairs
1999

Snow

$4K to the Town of Sheridan for repairs
Chautauqua County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.
Around Sheridan

Sheridan and the towns around it

Hanover: Moderate, mostly inland floodingDunkirk: Very low, mostly inland floodingPomfret: Low, mostly inland floodingSilver Creek: Moderate, mostly inland floodingArkwright: Moderate, mostly inland floodingPerrysburg: High, mostly inland floodingVillenova: Moderate, mostly inland floodingDunkirk: Very low, mostly inland floodingPortland: Low, mostly inland floodingFredonia: Low, mostly inland floodingStockton: High, mostly inland floodingCharlotte: Moderate, mostly inland floodingSheridan: Very low, mostly inland flooding SheridanHanoverDunkirkPomfretSilver CreekArkwright
Very lowLowModerateHighVery high
Arkwrightmostly inland floodingModerate
Hanovermostly inland floodingModerate
Silver Creekmostly inland floodingModerate
Pomfretmostly inland floodingLow
Sheridanmostly inland floodingVery low
Dunkirkmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sheridan covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Sheridan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sheridan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sheridan total about $494K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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