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Natural hazards · Pittsfield

Pittsfield, NY natural hazards

Most of the natural-hazard damage FEMA expects in Pittsfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1981. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Pittsfield?

59
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pittsfield to be higher than in 59% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding74%Cold waves17%Everything else9%
By hazard

What Pittsfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 2 times a year in the area

Cold waves

17% of expected damage
Above average · higher than 60% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pittsfield flood?

Every paid claim on a federal flood insurance policy in Pittsfield, from FEMA’s records.

1paid claims since 1981
$860paid to owners
0homes flooded more than once
19812026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Pittsfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Otsego County.
Disasters that hit Pittsfield

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pittsfield itself: aid to households, or repair grants to the Town of Pittsfield.

Brought FEMA money into PittsfieldDeclared for Otsego County only
2019

Severe Storms, Straight-Line Winds, and Flooding

$1.8M to the Town of Pittsfield for repairs
2017

Severe Winter Storm and Snowstorm

$10K to the Town of Pittsfield for repairs
2014

Severe Storms and Flooding

$17K to the Town of Pittsfield for repairs
2006

Severe Storms and Flooding

$70K to the Town of Pittsfield for repairs
2005

Severe Storms and Flooding

$31K to the Town of Pittsfield for repairs
2003

Ice Storm

$17K to the Town of Pittsfield for repairs
2002

Snowstorms

$9K to the Town of Pittsfield for repairs
2000

Severe Storms and Flooding

$76K to the Town of Pittsfield for repairs
Otsego County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Pittsfield

Pittsfield and the towns around it

New Berlin: High, mostly inland floodingNew Berlin: High, mostly inland floodingColumbus: High, mostly inland floodingNew Lisbon: Moderate, mostly inland floodingEdmeston: High, mostly inland floodingMorris: High, mostly inland floodingButternuts: High, mostly inland floodingNorwich: High, mostly inland floodingSherburne: High, mostly inland floodingNorth Norwich: High, mostly inland floodingBrookfield: High, mostly inland floodingLaurens: Very high, mostly inland floodingBurlington: Moderate, mostly inland floodingHartwick: High, mostly inland floodingPlainfield: High, mostly inland floodingOtego: Very high, mostly inland floodingPittsfield: Moderate, mostly inland flooding PittsfieldNew BerlinNew BerlinColumbusNew LisbonEdmestonMorris
Very lowLowModerateHighVery high
Edmestonmostly inland floodingHigh
Columbusmostly inland floodingHigh
New Berlinmostly inland floodingHigh
Morrismostly inland floodingHigh
New Berlinmostly inland floodingHigh
Pittsfieldmostly inland floodingModerate
New Lisbonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pittsfield is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Pittsfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pittsfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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