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Natural hazards · New Berlin

New Berlin, NY natural hazards

Most of the natural-hazard damage FEMA expects in New Berlin comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 7 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is New Berlin?

69
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Berlin to be higher than in 69% of U.S. communities, mostly from inland flooding.

Inland flooding86%Cold waves5%Everything else9%
By hazard

What New Berlin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 2 times a year in the area

Cold waves

5% of expected damage
Above average · higher than 60% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does New Berlin flood?

Every paid claim on a federal flood insurance policy in New Berlin, from FEMA’s records.

7paid claims since 1979
$79Kpaid to owners
1homes flooded more than once
19792026

Biggest named events

  • December Nor'easter: 1 claim, $17K
  • Tropical Storm Lee: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. New Berlin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chenango County.
Disasters that hit New Berlin

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Berlin itself: aid to households, or repair grants to the Town of New Berlin.

Brought FEMA money into New BerlinDeclared for Chenango County only
2017

Severe Winter Storm and Snowstorm

$11K to the Town of New Berlin for repairs
2013

Severe Storms and Flooding

$18K to the Town of New Berlin for repairs
2011

Remnants of Tropical Storm Lee

$47K to the Town of New Berlin for repairs
2006

Severe Storms and Flooding

$210K to the Town of New Berlin for repairs
2005

Severe Storms and Flooding

$18K to the Town of New Berlin for repairs
2003

Ice Storm

$12K to the Town of New Berlin for repairs
2003

Snow

$10K to the Town of New Berlin for repairs
2002

Snowstorms

$19K to the Town of New Berlin for repairs
2000

Severe Storms and Flooding

$38K to the Town of New Berlin for repairs
Chenango County has had 25 natural disasters declared since 1953, most often severe storms and floods.
Around New Berlin

New Berlin and the towns around it

Pittsfield: Moderate, mostly inland floodingMorris: High, mostly inland floodingNew Berlin: High, mostly inland floodingButternuts: High, mostly inland floodingNorwich: High, mostly inland floodingColumbus: High, mostly inland floodingSherburne: High, mostly inland floodingNorth Norwich: High, mostly inland floodingNew Lisbon: Moderate, mostly inland floodingEdmeston: High, mostly inland floodingLaurens: Very high, mostly inland floodingOtego: Very high, mostly inland floodingGuilford: High, mostly inland floodingUnadilla: High, mostly inland floodingPreston: Moderate, mostly inland floodingOxford: High, mostly inland floodingBrookfield: High, mostly inland floodingHamilton: Moderate, mostly inland floodingSmyrna: High, mostly inland floodingPlymouth: High, mostly inland floodingNew Berlin: High, mostly inland flooding New BerlinPittsfieldMorrisNew BerlinButternutsNorwichColumbusSherburneNorth Norwich
Very lowLowModerateHighVery high
Columbusmostly inland floodingHigh
New Berlinmostly inland floodingHigh
Sherburnemostly inland floodingHigh
North Norwichmostly inland floodingHigh
Morrismostly inland floodingHigh
Butternutsmostly inland floodingHigh
Norwichmostly inland floodingHigh
New Berlinmostly inland floodingHigh
Pittsfieldmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Berlin covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to New Berlin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of New Berlin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Berlin total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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