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Natural hazards · New Lisbon

New Lisbon, NY natural hazards

Most of the natural-hazard damage FEMA expects in New Lisbon comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2006. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is New Lisbon?

59
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Lisbon to be higher than in 59% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding74%Cold waves17%Everything else9%
By hazard

What New Lisbon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 2 times a year in the area

Cold waves

17% of expected damage
Above average · higher than 60% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does New Lisbon flood?

Every paid claim on a federal flood insurance policy in New Lisbon, from FEMA’s records.

1paid claims since 2006
$30Kpaid to owners
0homes flooded more than once
20062026
of homes in flood zones
are insured
of all homes
are insured
No community discount. New Lisbon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Otsego County.
Disasters that hit New Lisbon

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Lisbon itself: aid to households, or repair grants to the Town of New Lisbon.

Brought FEMA money into New LisbonDeclared for Otsego County only
2017

Severe Winter Storm and Snowstorm

$13K to the Town of New Lisbon for repairs
2013

Severe Storms and Flooding

$62K to the Town of New Lisbon for repairs
2011

Remnants of Tropical Storm Lee

3 households applied for aid $7K aid approved
2011

Hurricane Irene

1 household applied for aid
2006

Severe Storms and Flooding

3 households applied for aid $7K aid approved $203K to the Town of New Lisbon for repairs
2005

Severe Storms and Flooding

$15K to the Town of New Lisbon for repairs
2003

Ice Storm

$7K to the Town of New Lisbon for repairs
2002

Snowstorms

$10K to the Town of New Lisbon for repairs
2000

Severe Storms and Flooding

$95K to the Town of New Lisbon for repairs
Otsego County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.
Around New Lisbon

New Lisbon and the towns around it

Laurens: Very high, mostly inland floodingPittsfield: Moderate, mostly inland floodingBurlington: Moderate, mostly inland floodingMorris: High, mostly inland floodingHartwick: High, mostly inland floodingOneonta: Moderate, mostly inland floodingMilford: High, mostly inland floodingOtego: Very high, mostly inland floodingNew Berlin: High, mostly inland floodingNew Berlin: High, mostly inland floodingColumbus: High, mostly inland floodingEdmeston: High, mostly inland floodingOtsego: High, mostly inland floodingPlainfield: High, mostly inland floodingExeter: High, mostly inland floodingButternuts: High, mostly inland floodingMiddlefield: High, mostly inland floodingNew Lisbon: Moderate, mostly inland flooding New LisbonLaurensPittsfieldBurlingtonMorrisHartwick
Very lowLowModerateHighVery high
Laurensmostly inland floodingVery high
Morrismostly inland floodingHigh
Hartwickmostly inland floodingHigh
New Lisbonmostly inland floodingModerate
Pittsfieldmostly inland floodingModerate
Burlingtonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Lisbon covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to New Lisbon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of New Lisbon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Lisbon total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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