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Natural hazards · Mohawk

Mohawk, NY natural hazards

Most of the natural-hazard damage FEMA expects in Mohawk comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1978. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mohawk?

63
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mohawk to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding83%Everything else17%
By hazard

What Mohawk faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mohawk flood?

Every paid claim on a federal flood insurance policy in Mohawk, from FEMA’s records.

4paid claims since 1978
$27Kpaid to owners
1homes flooded more than once
19782026

Biggest named events

  • Hurricane Irene: 2 claims, $17K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Mohawk isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Montgomery County.
Disasters that hit Mohawk

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mohawk itself: aid to households, or repair grants to the Town of Mohawk.

Brought FEMA money into MohawkDeclared for Montgomery County only
2019

Severe Storms, Straight-Line Winds, and Flooding

$19K to the Town of Mohawk for repairs
2017

Severe Winter Storm and Snowstorm

$11K to the Town of Mohawk for repairs
2013

Severe Storms and Flooding

$4K to the Town of Mohawk for repairs
2011

Remnants of Tropical Storm Lee

$45K to the Town of Mohawk for repairs
2011

Hurricane Irene

$37K to the Town of Mohawk for repairs
2007

Severe Storms and Inland and Coastal Flooding

$32K to the Town of Mohawk for repairs
2006

Severe Storms and Flooding

$66K to the Town of Mohawk for repairs
2005

Severe Storms and Flooding

$7K to the Town of Mohawk for repairs
2003

Severe Storms, Flooding, and Tornadoes

$1K to the Town of Mohawk for repairs
2002

Snowstorms

$14K to the Town of Mohawk for repairs
Montgomery County has had 20 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Mohawk

Mohawk and the towns around it

Glen: Moderate, mostly inland floodingRoot: Moderate, mostly inland floodingJohnstown: Low, mostly inland floodingPalatine: Moderate, mostly inland floodingAmsterdam: Low, mostly inland floodingFonda: High, mostly inland floodingFultonville: Moderate, mostly inland floodingFlorida: Low, mostly inland floodingJohnstown: Moderate, mostly inland floodingCharleston: Low, mostly inland floodingCanajoharie: High, mostly inland floodingCarlisle: Low, mostly inland floodingSharon: Low, mostly inland floodingGloversville: Low, mostly inland floodingBleecker: Moderate, mostly inland floodingMayfield: Low, mostly inland floodingCaroga: Moderate, mostly inland floodingEphratah: High, mostly inland floodingPerth: Very low, mostly inland floodingMinden: Very high, mostly inland floodingNelliston: Moderate, mostly inland floodingFort Plain: Very high, mostly inland floodingPalatine Bridge: Moderate, mostly inland floodingSt. Johnsville: High, mostly inland floodingCanajoharie: High, mostly inland floodingAmsterdam: High, mostly inland floodingGlenville: Low, mostly inland floodingCharlton: Very low, mostly inland floodingDuanesburg: Very low, mostly inland floodingPrincetown: Low, mostly inland floodingRotterdam: Low, mostly inland floodingMohawk: High, mostly inland flooding MohawkGlenRootJohnstownPalatineAmsterdamFondaFultonvilleFloridaJohnstown
Very lowLowModerateHighVery high
Mohawkmostly inland floodingHigh
Fondamostly inland floodingHigh
Glenmostly inland floodingModerate
Rootmostly inland floodingModerate
Fultonvillemostly inland floodingModerate
Johnstownmostly inland floodingModerate
Palatinemostly inland floodingModerate
Floridamostly inland floodingLow
Amsterdammostly inland floodingLow
Johnstownmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mohawk covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Mohawk’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mohawk. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mohawk total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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