Natural hazards · Lockport

Lockport, NY natural hazards

Most of the natural-hazard damage FEMA expects in Lockport comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 11 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lockport?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lockport to be higher than in 46% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%

By hazard

What Lockport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lockport flood?

Every paid claim on a federal flood insurance policy in Lockport, from FEMA’s records.

11paid claims since 1979

$94Kpaid to owners

1homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lockport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Niagara County.

Disasters that hit Lockport

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lockport itself: aid to households, or repair grants to the Town of Lockport.

Brought FEMA money into LockportDeclared for Niagara County only

2022

Severe Winter Storm and Snowstorm

$93K to the Town of Lockport for repairs

2013

Severe Storms and Flooding

$260K to the Town of Lockport for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$82K to the Town of Lockport for repairs

2006

Severe Storms and Flooding

141 households applied for aid $71K aid approved $152K to the Town of Lockport for repairs

2004

Severe Storms and Flooding

17 households applied for aid $22K aid approved $2K to the Town of Lockport for repairs

2001

Snow

$62K to the Town of Lockport for repairs

2000

Severe Storms and Flooding

$22K to the Town of Lockport for repairs

1999

Snow

$56K to the Town of Lockport for repairs

Niagara County has had 19 natural disasters declared since 1953, most often winter storms and floods.

Around Lockport

Lockport and the towns around it

Very lowLowModerateHighVery high

Pendletonmostly inland floodingHigh

Lockportmostly inland floodingModerate

Clarencemostly inland floodingLow

Royaltonmostly inland floodingVery low

Hartlandmostly inland floodingVery low

Cambriamostly inland floodingVery low

Newfanemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lockport covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Lockport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lockport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lockport total about $5.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.