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Natural hazards in Mamakating · FEMA

Mamakating’s biggest natural hazard is inland flooding

Most of the natural-hazard damage FEMA expects in Mamakating comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 40 claims here since 1980. 7 federal disasters brought FEMA money into town.

41Moderate riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Moderate
higher than 41% of U.S. places
Main hazard
Inland flooding
65% of expected damage
Flood claims
40
paid since 1980 · $391K
Disasters paid out here
7
of 26 declared for Sullivan County
Expected yearly loss
$4.2M
buildings, people and crops

What stands out about Mamakating’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Storms remembered

7 federal disasters brought FEMA money to Mamakating

Disasters that paid out in Mamakating itself (aid to households or repair grants to the Town of Mamakating) and its biggest flood years.

  1. 2021Remnants of Hurricane Ida$2.6M to the Town of Mamakating for repairs
  2. 2012Hurricane Sandy$66K to the Town of Mamakating for repairs
  3. 2011Hurricane Irene$215K to the Town of Mamakating for repairs14 flood claims paid that year
  4. 2005Severe Storms and Flooding$295K to the Town of Mamakating for repairs8 flood claims paid that year
  5. 2004Severe Storms and Flooding$908K to the Town of Mamakating for repairs
  6. 2003Snow$25K to the Town of Mamakating for repairs
Show all 7
  1. 2002Snowstorms$53K to the Town of Mamakating for repairs
Disasters declared, by decade
Paid out in MamakatingSullivan County only

Sullivan County has had 26 natural disasters declared since 1953, most often severe storms and hurricanes.

Were you here?

Old photos of Mamakating after a storm or flood belong in the town’s history. Add one, or share what you remember below.

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Expected damage

How exposed is Mamakating?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 41% of U.S. communities, mostly from inland flooding.

Where Mamakating sits
Mamakating
Very lowLowModerateHighVery high

Rated higher than 794 of the 1,524 New York towns we cover.

Mamakating covers 4 census tracts, combined by population.

What drives the damage
Inland flooding65%Cold waves12%Tornadoes9%Hurricanes6%Everything else9%
By hazard

What Mamakating faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

65%of expected damage
Above average · higher than 64% of U.S. places
Recorded about 2 times a year in the area

Cold waves

12%of expected damage
Above average · higher than 50% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

9%of expected damage
Below average · higher than 48% of U.S. places

Hurricanes

6%of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once every 16 years in the area
Lower here
🧊 Hail🧊 Ice storms❄️ Winter weather🌡️ Heat waves🔥 Wildfire🏚️ Earthquakes⛰️ Landslides💨 Strong wind⚡ Lightning🌵 Drought🏔️ Avalanches
Not a risk here
Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mamakating flood? Sometimes: 40 flood claims since 1980

Every paid claim on a federal flood insurance policy in Mamakating, from FEMA’s records.

Paid flood claims, by year
1980: 1 claim1981: 1 claim1982: 1 claim1983: 4 claims1984: 5 claims1985: 0 claims1986: 0 claims1987: 1 claim1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 1 claim2005: 8 claims2006: 0 claims2007: 1 claim2008: 0 claims2009: 1 claim2010: 0 claims2011: 14 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 1 claim2019: 0 claims2020: 0 claims2021: 0 claims2022: 1 claim2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims 198420052011
19802026
Biggest named events
  • Hurricane Irene9 claims · $122K
  • The Torrential rain8 claims · $42K
  • Tropical Storm Lee3 claims · $13K
40
paid claims since 1980
$391K
paid to owners
4
homes flooded more than once
$10K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (1)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Mamakating isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sullivan County.
Be ready

Get ready for what Mamakating actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Cold snaps
  • Let faucets drip so pipes don’t freeze.
  • Know where your water shutoff is.
  • Never heat the house with the oven or a grill.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Mamakating and its neighbors

Mamakating ranks 9th calmest of 10 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
DeerparkHighinland flooding136
MamakatingModerateinland flooding40
BloomingburgLowinland flooding0
FallsburgLowinland flooding13
ShawangunkLowinland flooding5
ForestburghLowinland flooding5
CrawfordLowinland flooding9
Mount HopeVery lowinland flooding6
WallkillVery lowinland flooding44
ThompsonVery lowinland flooding57

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in August–September

The month each of Sullivan County’s 26 declared disasters began, since 1953.

2J
1F
3M
1A
1M
2J
2J
6A
4S
1O
1N
2D
Severe stormsHurricanesWinter stormsFloodsFiresDroughts
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Mamakating’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mamakating.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Mamakating, expected losses total about $4.2M a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Mamakating.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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