Natural hazards · Inlet

Inlet, NY natural hazards

Most of the natural-hazard damage FEMA expects in Inlet comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Inlet?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Inlet to be higher than in 61% of U.S. communities, mostly from inland flooding.

Inland flooding89%Earthquakes5%Everything else6%

By hazard

What Inlet faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Earthquakes

5% of expected damage

Above average · higher than 70% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Inlet flood?

FEMA's records show no paid flood insurance claims in Inlet.

of all homes
are insured

No community discount. Inlet isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

Disasters that hit Inlet

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Inlet itself: aid to households, or repair grants to the Town of Inlet.

Brought FEMA money into InletDeclared for Hamilton County only

2006

Severe Storms and Flooding

$2K to the Town of Inlet for repairs

Hamilton County has had 13 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Inlet

Inlet and the towns around it

Very lowLowModerateHighVery high

Inletmostly inland floodingHigh

Long Lakemostly inland floodingHigh

Webbmostly inland floodingModerate

Morehousemostly inland floodingModerate

Ariettamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Inlet is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Inlet’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Inlet. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.