Natural hazards · Fort Edward

Fort Edward, NY natural hazards

Most of the natural-hazard damage FEMA expects in Fort Edward comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2011. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fort Edward?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fort Edward to be higher than in 45% of U.S. communities, mostly from inland flooding.

Inland flooding71%Cold waves10%Everything else19%

By hazard

What Fort Edward faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fort Edward flood?

Every paid claim on a federal flood insurance policy in Fort Edward, from FEMA’s records.

2paid claims since 2011

$10Kpaid to owners

0homes flooded more than once

20112026

of all homes
are insured

No community discount. Fort Edward isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Fort Edward

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Fort Edward itself: aid to households, or repair grants to the Village of Fort Edward.

Brought FEMA money into Fort EdwardDeclared for Washington County only

2011

Hurricane Irene

5 households applied for aid $11K aid approved

Washington County has had 11 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Fort Edward

Fort Edward and the towns around it

Very lowLowModerateHighVery high

Fort Edwardmostly inland floodingModerate

Fort Edwardmostly inland floodingLow

Moreaumostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fort Edward is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fort Edward’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fort Edward. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.