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Natural hazards · Fultonville

Fultonville, NY natural hazards

Most of the natural-hazard damage FEMA expects in Fultonville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 16 claims here since 2003. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fultonville?

57
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fultonville to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding80%Cold waves6%Everything else14%
By hazard

What Fultonville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about 3 times a year in the area

Cold waves

6% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fultonville flood?

Every paid claim on a federal flood insurance policy in Fultonville, from FEMA’s records.

16paid claims since 2003
$1.1Mpaid to owners
3homes flooded more than once
20032026

Biggest named events

  • Hurricane Irene: 5 claims, $419K
  • Tropical Storm Lee: 1 claim, $63K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Fultonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Montgomery County.
Disasters that hit Fultonville

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fultonville itself: aid to households, or repair grants to the Village of Fultonville.

Brought FEMA money into FultonvilleDeclared for Montgomery County only
2011

Remnants of Tropical Storm Lee

$38K to the Village of Fultonville for repairs
2011

Hurricane Irene

82 households applied for aid $320K aid approved $147K to the Village of Fultonville for repairs
2006

Severe Storms and Flooding

83 households applied for aid $205K aid approved $321K to the Village of Fultonville for repairs
2003

Severe Storms, Flooding, and Tornadoes

1 household applied for aid
2000

Severe Storms and Flooding

$6K to the Village of Fultonville for repairs
Montgomery County has had 20 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Fultonville

Fultonville and the towns around it

Fonda: High, mostly inland floodingMohawk: High, mostly inland floodingGlen: Moderate, mostly inland floodingRoot: Moderate, mostly inland floodingJohnstown: Low, mostly inland floodingPalatine: Moderate, mostly inland floodingAmsterdam: Low, mostly inland floodingFlorida: Low, mostly inland floodingJohnstown: Moderate, mostly inland floodingCharleston: Low, mostly inland floodingFultonville: Moderate, mostly inland flooding FultonvilleFondaMohawkGlen
Very lowLowModerateHighVery high
Fondamostly inland floodingHigh
Mohawkmostly inland floodingHigh
Fultonvillemostly inland floodingModerate
Glenmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fultonville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Fultonville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fultonville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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