Natural hazards · Starkey

Starkey, NY natural hazards

Most of the natural-hazard damage FEMA expects in Starkey comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 11 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Starkey?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Starkey to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding75%Everything else25%

By hazard

What Starkey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Starkey flood?

Every paid claim on a federal flood insurance policy in Starkey, from FEMA’s records.

11paid claims since 1978

$32Kpaid to owners

0homes flooded more than once

19782026

of all homes
are insured

No community discount. Starkey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Yates County.

Disasters that hit Starkey

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Starkey itself: aid to households, or repair grants to the Town of Starkey.

Brought FEMA money into StarkeyDeclared for Yates County only

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$2K to the Town of Starkey for repairs

2004

Severe Storms and Flooding

$7K to the Town of Starkey for repairs

2003

Severe Storms, Flooding, and Tornadoes

$54K to the Town of Starkey for repairs

2003

Ice Storm

$4K to the Town of Starkey for repairs

Yates County has had 17 natural disasters declared since 1953, most often floods and hurricanes.

Around Starkey

Starkey and the towns around it

Very lowLowModerateHighVery high

Milomostly inland floodingHigh

Barringtonmostly inland floodingModerate

Starkeymostly inland floodingLow

Hectormostly inland floodingLow

Lodimostly inland floodingVery low

Readingmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Starkey covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Starkey’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Starkey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Starkey total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.