Natural hazards · Lincoln

Lincoln, NY natural hazards

Most of the natural-hazard damage FEMA expects in Lincoln comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1996. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lincoln?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lincoln to be higher than in 46% of U.S. communities, mostly from inland flooding.

Inland flooding80%Tornadoes5%Everything else15%

By hazard

What Lincoln faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once every 81 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lincoln flood?

Every paid claim on a federal flood insurance policy in Lincoln, from FEMA’s records.

3paid claims since 1996

$24Kpaid to owners

0homes flooded more than once

19962026

of all homes
are insured

No community discount. Lincoln isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison County.

Disasters that hit Lincoln

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lincoln itself: aid to households, or repair grants to the Town of Lincoln.

Brought FEMA money into LincolnDeclared for Madison County only

2017

Severe Winter Storm and Snowstorm

$9K to the Town of Lincoln for repairs

2006

Severe Storms and Flooding

$6K to the Town of Lincoln for repairs

2003

Ice Storm

$6K to the Town of Lincoln for repairs

2002

Snowstorms

$4K to the Town of Lincoln for repairs

2000

Severe Storms and Flooding

$18K to the Town of Lincoln for repairs

Madison County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Lincoln

Lincoln and the towns around it

Very lowLowModerateHighVery high

Oneidamostly inland floodingHigh

Lincolnmostly inland floodingModerate

Fennermostly inland floodingModerate

Lenoxmostly inland floodingLow

Stockbridgemostly inland floodingLow

Smithfieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lincoln is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lincoln’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lincoln. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.