Natural hazards · Fenner

Fenner, NY natural hazards

Most of the natural-hazard damage FEMA expects in Fenner comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2025. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fenner?

46
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fenner to be higher than in 46% of U.S. communities, mostly from inland flooding.

Inland flooding80%Tornadoes5%Everything else15%
By hazard

What Fenner faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage
Above average · higher than 74% of U.S. places
Recorded about once a year in the area

Tornadoes

5% of expected damage
Below average · higher than 35% of U.S. places
Recorded about once every 81 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fenner flood?

Every paid claim on a federal flood insurance policy in Fenner, from FEMA’s records.

1paid claims since 2025
$19Kpaid to owners
0homes flooded more than once
20252026
of all homes
are insured
No community discount. Fenner isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Madison County.
Disasters that hit Fenner

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fenner itself: aid to households, or repair grants to the Town of Fenner.

Brought FEMA money into FennerDeclared for Madison County only
2017

Severe Winter Storm and Snowstorm

$13K to the Town of Fenner for repairs
2013

Severe Storms and Flooding

$26K to the Town of Fenner for repairs
2006

Severe Storms and Flooding

$25K to the Town of Fenner for repairs
2003

Severe Storms, Flooding, and Tornadoes

$44K to the Town of Fenner for repairs
2003

Ice Storm

$29K to the Town of Fenner for repairs
2002

Snowstorms

$11K to the Town of Fenner for repairs
2000

Severe Storms and Flooding

$26K to the Town of Fenner for repairs
Madison County has had 19 natural disasters declared since 1953, most often severe storms and floods.
Around Fenner

Fenner and the towns around it

Cazenovia: Low, mostly inland floodingNelson: Very low, mostly inland floodingLincoln: Moderate, mostly inland floodingSmithfield: Low, mostly inland floodingSullivan: High, mostly inland floodingDeRuyter: Moderate, mostly inland floodingPompey: Low, mostly inland floodingManlius: High, mostly inland floodingGeorgetown: Moderate, mostly inland floodingEaton: Moderate, mostly inland floodingLenox: Low, mostly inland floodingOneida: High, mostly inland floodingStockbridge: Low, mostly inland floodingCicero: Low, mostly inland floodingConstantia: Moderate, mostly inland floodingVienna: Very high, mostly inland floodingFenner: Moderate, mostly inland flooding FennerCazenoviaNelsonLincolnSmithfieldSullivan
Very lowLowModerateHighVery high
Sullivanmostly inland floodingHigh
Fennermostly inland floodingModerate
Lincolnmostly inland floodingModerate
Smithfieldmostly inland floodingLow
Cazenoviamostly inland floodingLow
Nelsonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fenner covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Fenner’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Fenner. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fenner total about $971K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01